Questions about AI agents for finance, answered

Capto designs and builds custom automation and AI agents for finance teams and adjacent departments. Each agent is built around your existing workflows and systems, runs processes such as invoice processing, reconciliation and reporting end to end, and is fully owned by you.

An AI agent is software that carries out a finance workflow from start to finish. It reads documents and data, applies your rules, works across your systems and hands exceptions to a person, behaving more like a digital team member than a feature inside one tool.

RPA repeats fixed clicks and rules and breaks when inputs change. AI agents read unstructured documents, handle variation and decide the next step within limits you set, escalating anything uncertain to your team.

Yes. Everything we build for you, including the code and intellectual property, belongs to you. There is no platform lock-in, and your IT team gets full documentation of what was built.

Capto was founded by finance operators and engineers, including Big Four alumni. Our team is based in Bansko, Bulgaria, and works with companies across Europe and the United States.

Typical processes are invoice processing and accounts payable, bank and payment reconciliation, month-end close tasks, VAT and tax appendices, financial and management reporting, data extraction and document generation.

We work with the systems you already use, including ERPs such as Odoo, accounting software, bank portals, Excel and Salesforce. Placeholder: the team to confirm the full list.

No. Agents are built around your existing systems and processes, so your team keeps the tools it already knows.

Yes. Many finance processes live in Excel, and agents can read, update and generate spreadsheets as part of a workflow.

Yes. Agents extract text and data from PDFs and scans, categorise documents, and pass uncertain cases to a person for review.

Deployment typically happens within weeks, not months. The exact timeline depends on the process, the number of systems involved and how much data preparation is needed.

Placeholder answer: pricing guidance to be written by the Capto team.

PLUS is a 360° process analysis with ROI estimates and a roadmap. BUILD designs, develops and deploys production-ready agents. CONCIERGE is month-to-month maintenance and improvement with no lock-in.

No. CONCIERGE support is month to month and can be cancelled at any time, and you own everything we build.

With CONCIERGE we monitor reliability and accuracy, fix issues and adapt agents when your systems or processes change.

Placeholder answer: security and data-handling details to be written by the Capto team.

Placeholder answer: GDPR and data-location details to be written by the Capto team.

You decide. Agents can run automatically for routine cases and route exceptions or high-risk steps to a person for approval.

Accuracy and auditability are built in from day one: success criteria are agreed during scoping, agents are tested against your standards, and every action is logged.

Book a discovery call. We walk through your processes and recommend whether to start with a Capto PLUS analysis or go straight to building.

Placeholder answer: typically a process owner, sample documents and system access — to be confirmed by the Capto team.

We work with companies across Europe and the United States. Our team is based in Bulgaria.

Placeholder answer: to be written by the Capto team.

Yes. Accounting firms are among our clients, typically automating repetitive bookkeeping, document handling and reporting work.